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Rules & Regulations

Rules and Regulations for access or usage of Reliance Nippon Life Asset Management Limited (“RNAM” or “AMC”)’s computers resource by any person

Please read these Terms of Use/ Rules and Regulations for access or usage of Reliance Nippon Life Asset Management Limited’s computers resource by any person carefully before using [www.reliancemutual.com] (the “Website” or the “Site”), owned by the Reliance Nippon Life Asset Management Limited (the “RNAM” or “AMC”). This agreement sets forth the legally binding terms and conditions for visitors, users or customers (collectively called “You” or “Users”) of the Site. In terms of the Indian Information Technology Act, 2000 (as amended from time to time), this document is an electronic record. By using the service/services in any manner, including, but not limited to, visiting or browsing the site or contributing content, information, or other materials or services to the Site, you have confirmed that you have read, understood and bound yourself by these Rules and Regulations for access or usage of Reliance Nippon Life Asset Management Limited’s computer resources.

You can access www.reliancemutual.com i.e. the Website or any of the AMC’s computer resource, subject to the terms and conditions of use, as changed / updated from time to time entirely at the discretion of AMC as set out below ("Terms of Use").

This Agreement is for an indefinite term and you understand and agree that you are bound by such terms.

General

  1. You understand that the AMC may at any time, at its sole discretion and without prior notice to you, prohibit or restrict your access to this Website or related services or may discontinue or change, at any time, any of the services available through this Website.
  2. Pages within this Website may contain supplemental Terms and Conditions and additional disclosures and disclaimers, which are in addition to these Terms and Conditions, disclosures and disclaimers.
  3. Capacity to contract

  4. You must be 18 years of age or older to visit or use this Website in any manner. In the event that you are below 18 years of age, you are visiting this Website at your own risk and you alone shall be liable for your actions.
  5. By visiting this site or accepting these Terms of Use, you represent and warrant to AMC that you are 18 years of age or older, and that you have the right, authority and capacity to use this Website and agree to and abide by these Terms of Use. By using this Website, you agree to follow and be bound by all terms and conditions concerning your use of this Website.

    Compliance with Applicable Laws

  6. This website is intended for use by such investors, prospective investors and distributors authorized by law and regulations to invest / deal in Mutual Fund units. This Website is not intended for distribution, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. It is the responsibility of the respective person who accesses the information contained herein to observe all applicable laws and regulations of the relevant jurisdictions.
  7. The Use of this Website may be monitored, tracked and recorded. Any unauthorized, unlawful access may be subject to a legal recourse by the AMC, Reliance Capital Trustee Co. Ltd. or Nippon Life Insurance or Reliance Capital Limited.
  8. User representations and warranties

  9. You represent and warrant to AMC that you will use this Website in a manner consistent with any and all applicable laws and regulations.
  10. You represent and warrant that you will not make any unauthorized usage of this Website including but not limited to the following:
    1. transmitting or sending unsolicited commercial or marketing communications;
    2. deleting or revising any content;
    3. attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Site; and
    4. aggregating, copying or duplicating in any manner any of the content or information available from this Website.
  11. You represent and warrant that the you shall not host, display, upload, modify, publish, transmit, update or share any information that —
    1. belongs to another person and to which you do not have any right to;
    2. is grossly harmful, harassing, blasphemous defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
    3. harms minors in any way;
    4. infringes any patent, trademark, copyright or other proprietary rights;
    5. violates any law for the time being in force;
    6. deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
    7. impersonates another person;
    8. contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
    9. threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting any other nation

    Contents on this Website

  12. While due care has been taken to ensure the accuracy of information on this Website, Reliance Mutual Fund, AMC, Reliance Capital Trustee Co. Ltd., Nippon Life Insurance, Reliance Capital Limited and Karvy Computershare Private Limited, shall not in any way be responsible for any loss or damage arising in contract, tort or otherwise from:
    1. any inaccuracy or error or omission of any data.
    2. interruption or delay in the provision of this service.
  13. In addition to and without limiting the foregoing, AMC shall not be liable for any harm caused by the transmission, through the services or information, of a computer virus, or other computer code or programming device that might be used to access, modify, delete, damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner the operation of the services or any of the user’s software, hardware, data or property.
  14. You specifically agree that AMC shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received through the Website.
  15. Property rights in information and services

  16. This website contains material, including text, /images, graphics, video and sound, which is protected by copyright and/or other intellectual property rights. All copyright and other intellectual property rights in this material are either owned by RNAM or have been licensed to RNAM by the owner(s) of those rights so that it can use this material as part of this Website. All trademarks, logos and service marks, information and content provided on this Website, including its design structure and compilation, are privately owned Intellectual Property Rights of AMC and/or its affiliates or group companies and/or otherwise permitted for the use of AMC. You may not copy, transmit, distribute, modify, reuse, sell or display any of the proprietary content on the Website for any purpose except with the prior written consent of AMC, which it may issue in its sole discretion. Unauthorised use of the materials appearing on the Website may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties. You are granted a non-exclusive, non-transferable and limited right to access this Website.
  17. Linked sites

  18. AMC provides links to other sites for the convenience of users in locating related information and services. The content to which links may be made available on this Website have not been developed, checked for accuracy, or otherwise reviewed by the AMC. It makes no representations whatsoever about any such website which the user may access through this Website and is not liable to users for any content viewed by them through a link which may be provided from this Site. A link to a website does not mean that AMC endorses or accepts any responsibility for the context or the use of such website.
  19. AMC is not liable for any loss or damage caused by any delays, inaccuracy, errors or omissions in the content of any link, whether actual, alleged or consequential. AMC is not liable for any content displayed on the linked website, not furnished or provided to it by any third party including, without limitation, the accuracy, subject matter, quality or timeliness of such content. It is the responsibility of the user to take necessary precautions to ensure that whatever is selected for use is free of such items as viruses and other items of a destructive nature.
  20. Indemnity

  21. You shall not hold AMC or any of its directors, employees, agents, partners, vendors, suppliers or content providers responsible for any unforeseen technical glitches such as but not limited to Website being down or inaccessible for maintenance, server errors, speed of download or upload from/to the Website, any viruses in the Website etc. that might affect any activity on the Website including any transactions on the Website. You agree to indemnify and hold Reliance Mutual Fund, its trustee and sponsors and AMC and AMC’s subsidiaries, affiliates, group companies and their respective officers and employees, harmless from any claim, demand or damage, including reasonable attorney’s fees, asserted by any third party due to or arising out of your use of or conduct on the Site. You hereby further agree to indemnify and hold Reliance Mutual Fund, its trustee and sponsors and AMC and AMC’s subsidiaries, affiliates, group companies and their respective officers and employees, harmless from any actions initiated by any third party on account of any misrepresentation, use or misuse of, or access to the services and content, or otherwise from the submissions made by You or infringement by You of any third party intellectual property right or any third party using your account. RNAM reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with RNAM in asserting any available defenses.
  22. Amendments

  23. AMC reserves the right to add, amend or revise, in whole or in part, any of the services or contents on this website or these Terms and Conditions at any time without prior notice. Any addition, suspension, revision, amendment, cancellation or suspension shall be effective and binding on users. You are requested to keep yourself updated for the changes by reading the same from time to time
  24. Governing law

  25. The Usage of this Website and these Terms and Conditions shall be governed by /construed in accordance with, the laws of India.
  26. Jurisdiction

  27. Any dispute arising out of the Scheme(s) and the usage of this Website shall be subject to the exclusive jurisdiction of the Courts in Mumbai, India.
  28. AMC reserves the right in its sole discretion to investigate and take legal action against anyone who engages in any illegal or prohibited conduct or otherwise violates these Terms and conditions.

    Your continued use of this Website will be deemed acceptance of these terms and you will be unequivocally bound by all these terms and conditions, including amendments, if any.

    AMC has appointed Mr. Bhalchandra Joshi, as the Grievance Officer to redress complaints arising from the usage of this Website or usage of any computer resource provided by the AMC. The contact details of Mr. Ganesh Gawde are as under:



    Name : Mr. Bhalchandra Joshi

    Telephone Number: +91-22-3303 5520

    Email : bhalchandra.y.joshi@relianceada.com



    In case you have any complaints arising from the usage of this Website or any of the terms and conditions mentioned above including unauthorized usage by anyone as detailed in clause 8 above or the usage of any computer resource provided by the AMC, you are requested to contact the Grievance Officer at the details mentioned above. 14

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